【参】Investor Relations:カテゴリ
Investor Relations
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At a Glance

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Who We Are?

About the Sony Financial Group

The Sony Financial Group is a financial services group, comprising the financial holding company Sony Financial Holdings Inc., and its subsidiaries including Sony Life Insurance Co., Ltd., Sony Assurance Inc., Sony Bank Inc., Sony Lifecare Inc. and Sony Financial Ventures Inc.
The three core companies (Sony Life, Sony Assurance, and Sony Bank) commenced their operation in 1981, 1999, and 2001, respectively. Following that, Sony Financial Holdings, Sony Lifecare, and Sony Financial Ventures were established in 2004, 2014, and 2018, respectively.

The Sony Financial Group Structure (Main Subsidiaries)

Sony Financial Group Structure (Main Subsidiaries) as of July 1, 2020

About Sony Financial Holdings (holding company)

As a Japan’s first financial holdings company, with both insurance and banking businesses under the one umbrella, Sony Financial Holdings was established in 2004 as a corporate spin-off from Sony Corporation and listed on the First Section of the Tokyo Stock Exchange in 2007. Sony Corporation's shareholding of Sony Financial Holdings shares is 65.06% as of March 31, 2020.

History of the Sony Financial Group

Financial Results & Indicators

The Sony Financial Group’s core companies, Sony Life, Sony Assurance and Sony Bank, have continues to deliver steady growth by leveraging their respective strengths while maintaining high financial soundness.

FY2019 Consolidated Financial Results. Ordinary revenues:1,781.4 billions of yen. Ordinary profit:111.8 billions of yen. Profit attributable to owners of parent: 74.4 billions of yen. Total assets:15,125.7 billions of yen. Net assets: 691.9 billions of yen.

For the years ended March 31, 2020 Ordinary revenues:1,781.4 billions of yen. Ordinary profit:111.8 billions of yen.As of March 31, 2020 Total assets:15,125.7 billions of yen. Net assets: 691.9 billions of yen.

Financial Summary

Financial Soundness Indicators

Sony Life
(non-consolidated)

Solvency margin ratio

2,476.3%

Sony Assurance

Solvency margin ratio

872.3%

Sony Bank
(non-consolidated)

Capital adequacy ratio
(Domestic standard)

8.85%

(As of March 31, 2020)

Profitability Indicators

Sony Financial Holdings (consolidated)

Consolidated
adjusted ROE

5.3%

Sonly Life
(non-consolidated)

Core ROEV

4.9%

Sony Assurance

Adjusted ROE

14.7%

Sony Bank
(consolidated)

ROE

7.8%

(For the fiscal year ended March 31, 2020)

(Reference) Calculation of Consolidated Adjusted ROE (PDF 372KB)

Credit Ratings

Credit Rating Agencies Sony Financial
Holdings
Sony Life Sony Bank
Rating and Investment Information (R&I) Issuer rating
AA-
Insurance claims paying ability
AA

Japan Credit Rating Agency (JCR)

Long-term issuer rating
AA-
S&P Global
Ratings (S&P)

Insurer financial strength rating
A+
Counterparty credit rating
Long-termA
Short-termA-1

(As of March 31, 2020)

Rating and Bond Information

Medium-term Business Plan

Sony Financial Group Medium-term Business Plan (FY2018-FY2020)

Our medium-term business plan foresees changes in the next 10 years, uses the first three years to prepare, and considers which challenges to take on and how to implement this.

Theme

Using taking on the challenge of new growth as our theme,with the FY18–20 new
medium-term plan we will make strategic moves from a long-term perspective to
secure further growth by taking full advantage of changes that will occur 10 years
or more from now and of organic growth from existing business models.

Points
Customer-first Further promote the customer-first
business operation
Response to Changes Establish a foundation that allows us to take full advantage
of changes (technological advancements, social or
regulatory changes, etc.) to secure further growth
  • *1:FY2020 Medium-term targets are based on interest rate levels as of March 31, 2018.
  • *2:Medium-term targets announced on May 31, 2018.

Medium-term Business Pans

Shareholder Returns

We will further enhance returns to shareholders, based on stable earnings growth and robust financial soundness.

*1 Although a stock split was conducted during FY11, the dividend per share figures for FY09 and FY10 are calculated assuming that the stock split was conducted at the beginning of FY09.

Returns to Shareholders