Returns to Shareholders

Basic Policy on Returns to Shareholders

We place priority on returning profits to shareholders and raising return on equity. Our basic policy is to pay a stable dividend to shareholders while ensuring the high financial soundness needed to gain and maintain the confidence of custmers of group companies as well as the internal reserves needed for future business development.

We pay dividends from purplus once yearly as a year-end dividend. Our articles of incorporation allow for the payment of interim dividends. The General Meeting of Shareholders is responsible for deciding on year-end dividends and the Board of Directors decides on interim dividend.

Based on resolution at the General Meeting of Shareholders held on June 24, 2011, we paid an annual dividend of ¥4,000 per share in FY2010, for a total payment of ¥8,700 million, in accordande with the foregoing basic policy. We increased year-end dividends ¥1,000 per share, from the previous fiscal year of ¥3,000.

We will use internal reserves to meet the financial requirement of developing and driving the grouwth of new business while effectively using internal reserves to invent in IT sysytems as the business of our exsisting group companies expand. In this manner, we will work to return profits to shreholders, with the aim of enhancing our corporate value.

Dividends

Record Date for Dividend

March 31

*We completed a 200-for-1 stock split on April 1, 2011.