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Sony Bank Starts a Special Program for the Winter 2008 Bonus Season

November 19, 2008

Sony Bank Inc., a wholly-owned subsidiary of Sony Financial Holdings, today announced the start of the following special program for the winter 2008 bonus season.

1. Special Bonus Season Interest Rates on Yen Time Deposits
   Sony Bank will apply special interest rates with a preferential range between 0.1% and 0.3% to yen time deposits that commence from December 1, 2008, to March 1, 2009.



2. Gift of 500 Yen to Customers Who Transfer to Sony Bank
   Sony Bank will add a one-time gift of 500 yen to the accounts of customers who make a single transfer of more than 1 million yen from another financial institution to a Sony Bank ordinary yen deposit account during the period from December 1, 2008, to February 27, 2009. The gift will be added to customers' ordinary yen deposit accounts in mid-March 2009.



3. Special Bonus Season Interest Rates on Foreign Currency Time Deposits
   Sony Bank will apply special interest rates by adding 0.2% to time deposits denominated in all eight foreign currencies. The rates apply to foreign currency time deposits that commence from December 1, 2008, to March 1, 2009.



4. Gift of 500 Yen to Customers Who Applies Fund Sweep Service
   Sony Bank will add a one-time gift of 500 yen to all the accounts of customers who use the Fund Sweep Service provided by Sony Bank Securities on March 2, 2009 at 10:00am. The gift will be added to customers' ordinary yen deposit accounts in mid-March 2009.

Note: This is an English-language summary of a Japanese announcement made by Sony Bank on November 19, 2008. The summary was prepared by Sony Financial Holdings Inc. solely for the convenience of non-Japanese readers.

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