Sony Financial Holdings

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Rating and Bond Information

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Rating Information

In the Sony Financial Group, Sony Financial Holdings, Sony Life and Sony Bank have obtained ratings as below.

Sony Financial Holdings Inc.

Rating Agency Ratings
Rating and Investment Information, Inc. (R&I) Issuer ratings AA-

(As of Jul. 1, 2016)

* The rating report is linked to the website of R&I.

Sony Life Insurance Co., Ltd.

Rating Agency Ratings
Rating and Investment Information, Inc. (R&I) Insurance claims paying ability AA
Japan Credit Rating Agency, Ltd. (JCR) Ability to pay insurance claims AA
Moody's Investors Service (Moody's) Insurance financial strength rating A1
Standard & Poor's (S&P) Insurer financial strength rating A+

(As of Jul. 1, 2016)

Sony Bank Inc.

Rating Agency Ratings
Japan Credit Rating Agency, Ltd. (JCR) Long-term issuer rating AA-
Standard & Poor's (S&P) Long-term counterparty credit ratings A
Short-term counterparty credit ratings A-1

(As of Jul. 1, 2016)

Disclaimer
Each of the ratings are based on rating agency opinions given the figures and information available at a specific point in time, and may be changed in the future. The above ratings were assigned at each of Sony Life and Sony Bank's request.
Rating Definition

For definitions of the ratings listed above, please refer to the website of credit rating agencies.

* The following pages are linked to the website of credit rating agency.

* The information hereafter is provided by credit rating agency.

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Bond Information

Name Subscription date Issue amount Interest rate Redemption date Rating
No. 1 Straight Bond Oct. 25, 2011 ¥10 billion 0.545% Oct. 28, 2016 AA-
No. 2 Straight Bond Jan. 31, 2013 ¥10 billion 0.434% Feb. 5, 2018 AA-

* The rating report is linked to the website of R&I.

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